Legal & Regulatory

IJB Auditing & Assurance is a business function of IJB Strategia which is the trading name for Euro Accountancy Services Ltd (company no. 4814369). We are a limited company registered in England and Wales, and are authorised and regulated by The Financial Reporting Council (FRC).

WEBSITE TERMS & CONDITIONS

Last Updated: 14 March 2025

1. Introduction

Welcome to the website of IJB Auditing & Assurance ("we," "us," or "our"). IJB Auditing & Assurance is a business function of IJB Strategia, which is the trading name of Euro Accountancy Services Ltd ("the Company"), a registered company in England and Wales. By accessing or using this website, you agree to comply with and be bound by these Terms & Conditions ("Terms"). If you do not agree with any part of these Terms, please do not use our website.

IJB Auditing & Assurance operates in compliance with professional and ethical standards set by the Association of Chartered Certified Accountants (ACCA) and the Chartered Quality Institute (CQI) – International Register of Certificated Auditors (IRCA).

2. Acceptance

Your use of the Website is subject to the following Terms & Conditions, which you are deemed to accept by using the Website. If you do not agree to these terms, you must not use our site.

3. Copyright

The copyright and all other rights in the material on the Website are owned by Euro Accountancy Services Ltd or are included with the permission of the owner of the rights. As a visitor to the Website, you may do the following with the material on this site, unless otherwise indicated: (a) store a reproduction of the material on your local computer for the sole purpose of viewing the material and (b) print hard copies of the material for informational, non-commercial use.

Except as provided by any relevant legal provision, no part of any of the material on the Website may be reproduced, adapted, stored in a retrieval system or transmitted without Euro Accountancy Services Ltd’s prior written consent. Subject to this paragraph, all rights in material on the Website are reserved to Euro Accountancy Services Ltd.

4. Prohibited Use

You agree not to use the Website:

To create a database (electronic or otherwise) that includes material downloaded or otherwise obtained from the Website except where expressly permitted.
To disseminate advertisements or for any other commercial purposes (which includes using the Website to promote or encourage the sale of your goods/services).
To transmit or re-circulate any material obtained from the Website to any third party except where expressly permitted.
In such a way as to remove the copyright or trademark notice(s) from any copies of any material made in accordance with these Terms & Conditions.
To disseminate any unsolicited or unauthorized advertising, promotional materials, or any other form of solicitation.
To disseminate any material which is abusive, defamatory, obscene, or offensive.
To harm the Website or introduce any malicious software or code.
To obtain and/or store personal data derived from the Website.
In any way that is unlawful or that might bring us or our brands into disrepute.
To post links that take users to material that contravenes any of the above restrictions.

5. Information and Availability

Whilst Euro Accountancy Services Ltd takes every care to ensure that the information on the Website is accurate and complete, some of it may be supplied by third parties, and we are unable to check its accuracy or completeness. Although we provide useful information on our website, we take no responsibility for the outcome of readers acting upon such information. You are advised to verify the accuracy of any information before relying on it. Further, due to the inherent nature of the Internet, errors, interruptions, and delays may occur in the service at any time. Accordingly, the Website is provided on an "as is" and "as available" basis without any warranties of any kind, and we do not accept any liability arising from any inaccuracy or omission in the information or interruption in availability.

6. No Reliance

The content on this website is provided for general informational purposes only and does not constitute professional internal audit, assurance, compliance, legal, or financial advice. While we strive to ensure that the information is accurate and up to date, we make no representations, warranties, or guarantees, express or implied, regarding its completeness, reliability, or suitability for specific circumstances.

Any reports, insights, case studies, or other materials published on this website are intended for illustrative purposes only and should not be considered a substitute for tailored professional advice. Users should seek specialist internal audit and assurance services relevant to their particular business needs before making any financial, operational, or compliance-related decisions.

The views and opinions expressed on this website do not necessarily reflect those of Euro Accountancy Services Ltd, and we disclaim any liability arising from reliance on the content provided.

7. Linking to Our Website

When linking to our website, please ensure that you link to the correct page(s) where the content you are referencing is found. If you prefer to use a general link for our business, please link to our home page. You may not display the contents of the Website surrounded by material not originating from us without our consent. If you would like to license our material, please contact us.

8. Links to Other Websites

On the Website, you may be offered automatic links to other websites. While we hope you will find these links useful, you acknowledge that the content on those pages is not subject to our control. We do not accept any responsibility for their content or any loss or damage that may arise from your use of them.

9. Computer Viruses

Euro Accountancy Services Ltd will use reasonable endeavors to ensure that the Website does not contain or propagate any viruses or other malware. However, it is recommended that you virus check all materials downloaded from the Website and regularly check for the presence of viruses and other malicious code. We exclude, to the fullest extent permitted by applicable laws, all liability in connection with any damage or loss caused by computer viruses or other malware originating or contracted from the Website.

10. Registration

On certain parts of the Website, we may require you to register and provide certain information about yourself. Where you do this, you are required to:

Provide true, accurate, current, and complete information about yourself as prompted by the relevant registration form.
Maintain and promptly update your registration data to keep it true, accurate, current, and complete.

11. Submission of Information/Data

Where information is provided to Euro Accountancy Services Ltd, you accept that transmission of information via the Internet is not completely secure. Although we take reasonable steps to protect your personal data, we cannot guarantee the security of information transmitted to the Website; any transmission is at your own risk. The provision of personal information by you and use of it by Euro Accountancy Services Ltd is subject to our Privacy Policy, which is incorporated into these Terms & Conditions.

12. Liability

To the extent permitted by law, Euro Accountancy Services Ltd excludes all liability for any loss or damage suffered by you in connection with the Website, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

The use of, or inability to use, the Website.
The use of or reliance on any of the Website content.

Nothing in these Terms & Conditions excludes or limits liability for death or personal injury caused by negligence of Euro Accountancy Services Ltd or its officers or any liability which cannot be excluded or limited under applicable law.

13. Law and Jurisdiction

These Terms & Conditions shall be governed by English law, and the courts of England and Wales shall have exclusive jurisdiction.

14. Contact Information

For any inquiries about these Terms, please contact us at:

IJB Auditing & Assurance

A Business Function of IJB Strategia (Trading Name of Euro Accountancy Services Ltd)
16 Dorothy Road, London, SW11 2JP
[info@ijbaa.com]

COOKIES POLICY

Last updated: 14 March 2025

1. What Are Cookies?

Cookies are small text files that are stored on your browser or the hard drive of your device when you visit a website. They help websites function efficiently, enhance user experience, and provide analytical insights.

For more details about cookies and how to control or disable them, visit www.allaboutcookies.org.

This policy explains:

The types of cookies we use on our Website.
Why we use them.
How you can manage your cookie preferences.

2. Types of Cookies We Use

A. Essential & Functional Cookies

These cookies are necessary for the operation of the Website and ensure a secure, consistent, and functional experience. They allow you to:

Navigate between pages efficiently.
Remain logged in to secure areas (if applicable).
Ensure the Website loads correctly based on your device.

These cookies do not identify any individual user—only the device used to access the Website. You can disable them in your browser settings, but doing so may result in parts of the Website not functioning as intended.

B. Analytics Cookies

We use analytics cookies to understand how visitors interact with our Website and improve its performance. These cookies collect anonymized data about:

Your location and browser type.
How many times you visit the Website.
How you navigate through different pages.
The website you visited before landing on ours.

We use Google Analytics to process this data, but we only receive aggregated, anonymous statistics.

For more details on how Google Analytics handles this data, visit Google’s Privacy Policy.

🔹 How to Opt-Out: You can prevent Google Analytics from tracking your visits by disabling cookies in your browser or installing the Google Analytics Opt-Out Add-on: Click Here.

C. Email Tracking Cookies

If you receive an email from us, we may use tracking technology to understand your interactions with our emails, including:

Opening Emails: When you open an email (e.g., by enabling images or clicking a link), we log this in our system.
Viewing Emails as Web Pages: If you choose to view an email as a web page, a tracking code is used to personalise the content.
Clicking Links in Emails: If you click a link in an email, we track this action to assess engagement.
Unsubscribing from Emails: If you unsubscribe, this is logged to ensure we respect your preferences.
Event RSVP Buttons: If you respond to an event invitation (e.g., "Accept," "Decline"), we record this response to manage event attendance.

🔹 Why We Use This Data:

To improve our communication and ensure our mailing lists are up to date.
To personalise our interactions based on user engagement.
To analyse the effectiveness of our email campaigns and events.

If you do not wish to be tracked, you can adjust your email settings or choose to opt out of marketing communications at any time.

3. Managing & Disabling Cookies

You can control and/or delete cookies through your browser settings. Most browsers allow you to:

View stored cookies and delete them individually.
Block third-party cookies or all cookies.
Set notifications when a website tries to place a cookie.

🔹 How to Manage Cookies in Your Browser:

Google Chrome: Click Here
Mozilla Firefox: Click Here
Microsoft Edge: Click Here
Apple Safari: Click Here

If you disable cookies, some parts of the Website may not function properly.

4. Updates to This Cookie Policy

We may update this Cookie Policy periodically to reflect legal requirements or business changes. Any updates will be published on this page, and where necessary, we will inform you via email or website notifications.

5. Contact Information

For any queries regarding this Cookie Policy, please contact:

IJB Auditing & Assurance
A Business Function of IJB Strategia (Trading Name of Euro Accountancy Services Ltd)
16 Dorothy Road, London, SW11 2JPinfo@ijbaa.com

ACCESSIBILITY

Last Updated: 14 March 2025

At IJB Auditing & Assurance, we are committed to ensuring that our website is accessible to all users, including those with disabilities. We strive to meet the W3C Web Content Accessibility Guidelines (WCAG) 2.1, an internationally recognized standard for improving web accessibility.

Our goal is to make our website easy to navigate, usable on different screen sizes and devices, and accessible to users relying on assistive technologies such as screen readers, magnifiers, or voice recognition software.

We have implemented several accessibility features on our website to improve the user experience:

1. Responsive Design

Our website is designed to function smoothly across various screen sizes, including desktops, tablets, and mobile devices. Text and content are automatically adjusted for readability.

2. Adjustable Text Size

You can increase or decrease the text size in your browser using the following methods:

Microsoft Edge & Internet Explorer

Click on the “View” menu at the top of the browser window.
Select “Text Size”, then choose “Largest” or your preferred option.

Mozilla Firefox

Press Ctrl and + (plus key) to increase text size.
Press Ctrl and - (minus key) to decrease text size.

Google Chrome

Click the three-dot menu (top-right corner).
Select Settings > Appearance > Font Size and choose your preferred size.

Apple Safari (Mac)

Press Command (⌘) and + to increase text size.
Press Command (⌘) and - to decrease text size.

3. Content Accessibility

We have formatted our website content to improve accessibility, including:

✔ Clear and meaningful headings to structure content.
✔ Easy-to-read language to enhance comprehension.
✔ Descriptive link text rather than generic “click here” labels.
✔ No reliance on color alone to convey critical information.

4. Color Contrast & Visibility

We aim to use sufficient contrast between text and background to improve visibility for users with visual impairments or color blindness. If you experience difficulty with color contrast, we welcome your feedback to help us make improvements.

5. Document Downloads

Some of our resources, such as reports and guidelines, are available in PDF format. If you require assistance accessing a PDF document, Adobe Reader provides built-in accessibility features. You can download Adobe Reader for free here.

6. Navigation & Keyboard Accessibility

Our website is designed for keyboard-only navigation for users who cannot use a mouse.
We have chosen not to implement custom access keys to prevent conflicts with existing user-defined shortcuts.

7. Feedback & Assistance

We are continually working to improve the accessibility of our website. If you experience difficulties accessing any part of our site or have suggestions for improvement, please contact us:

16 Dorothy Road, London, SW11 2JP
Email: info@ijbaa.com

Please include details about the issue you encountered and any assistive technology or browser settings you are using.

8. Additional Resources

For more information on improving web accessibility for different needs, visit:
🔹 BBC My Web My Way – Guides on making the web easier to use.
🔹 W3C Web Accessibility Initiative – Official web accessibility guidelines.

FRAUD WARNINGS

Last Updated: 14 March 2025

IJB Auditing & Assurance is a business function of IJB Strategia, which is the trading name of Euro Accountancy Services Ltd (Company No. 4814369). We are a legitimate Internal Audit & Assurance firm, with many of our functions regulated by the Association of Chartered Certified Accountants (ACCA) and the Chartered Quality Institute – International Register of Certificated Auditors (CQI-IRCA).

Our office is based at 16 Dorothy Road, Clapham Junction, London, SW11 2JP. Any official enquiries can be directed to info@ijbaa.com.

Fraud Awareness & Risks

The unauthorised use of our firm’s name, staff details, or branding in fraudulent emails, phone calls, or written communications is an increasing concern.

Fraudsters may use publicly available information or breached data to attempt financial scams, including:

Requesting payments to fraudulent accounts under the guise of an official transaction.
Redirecting internal audit, assurance, or compliance-related payments to an unauthorised third party.
Compromising email accounts and intercepting messages to impersonate our firm and seek payment redirection (also known as ‘man-in-the-middle’ fraud or ‘push payment’ fraud).

How to Protect Yourself

✔ Verify any request for financial transactions – We will never notify you by email or phone that our bank details have changed. If you receive such a request, please contact us immediately before making any payments.

✔ Confirm email authenticity – If you receive unexpected correspondence claiming to be from IJB Auditing & Assurance, check the email sender’s address carefully and cross-check with the official contact details on our website.

✔ Be cautious of urgent or unusual payment requests – Fraudsters often create a sense of urgency to pressure victims into making quick payments. Always verify before proceeding.

✔ Check with us directly – If you receive unexpected audit-related requests, suspicious payment instructions, or an unfamiliar communication purporting to be from our firm, contact us at info@ijbaa.com for verification.

Reporting Fraud

If you believe you have received a fraudulent email, letter, or phone call impersonating our firm:

Report it to us immediately at info@ijbaa.com.

Report the fraud to Action Fraud, the UK’s National Fraud & Cyber Crime Reporting Centre, via:
🔹 Website: www.actionfraud.police.uk
🔹 Phone: 0300 123 2040

If the fraud involves a regulated financial or audit-related scam, we may also report it to the ACCA or CQI-IRCA, who may issue an industry-wide scam alert.

Final Reminder

We take fraud prevention seriously and are actively working to protect our clients, business partners, and the wider community from scam attempts. Always remain vigilant and verify before acting on any unexpected financial or sensitive requests.

PRIVACY POLICY

Last Updated: 14 March 2025

In relation to the General Data Protection Regulation (EU) 2016/679 ("GDPR") and UK data protection legislation, this Privacy Notice outlines how we collect, use, process, and store your personal data.

1. Who We Are

IJB Auditing & Assurance ("we" or "us") is a business function of IJB Strategia, which is the trading name of Euro Accountancy Services Ltd ("the Company"), a registered entity in England and Wales. We are responsible for the [insert website domain] website ("Website") and act as a data controller in relation to personal data collected through this site and our professional services.

2. Categories of Personal Data We Collect

We may collect and process the following categories of personal data:

Contact Information: Your name, business and/or home address, email address, and telephone number.
Professional & Biographical Data: Your job title, employer, professional credentials, and qualifications related to our audit and assurance services.
Client & Business Information: Information regarding your business operations, governance structures, and financial reporting required for our audit and risk assessment services.
Regulatory & Compliance Information: Data relevant to internal audits, risk management, financial compliance, and fraud investigations, including documentation required to meet regulatory obligations (e.g., ACCA or CQI-IRCA compliance).
Security & System Usage Information: Limited technical data related to your access to our website, interactions with marketing materials, and electronic communications.
Special Categories of Data: In rare cases, we may process sensitive personal data (e.g., data related to regulatory compliance, fraud investigations, or legal proceedings), where lawfully permitted.

3. How We Collect Your Data

We collect personal data from various sources, including:

Information you provide directly when communicating with us via email, phone, or in-person meetings.
Data obtained through engagement contracts, client due diligence, and regulatory compliance processes.
Information received from third parties such as professional advisors, legal representatives, or financial institutions.
Publicly available sources, including Companies House, regulatory filings, and compliance databases.
Automated collection when you browse our website (e.g., cookies, usage analytics).

4. How We Process Your Data

We process personal data for the following purposes:

Provision of Professional Services: Conducting internal audits, risk management, and assurance services in accordance with ACCA and CQI-IRCA professional standards.
Regulatory & Compliance Obligations: Meeting legal and regulatory requirements, such as anti-money laundering (AML) regulations, fraud prevention, and tax reporting obligations.
Business Administration & Relationship Management: Managing client interactions, contracts, billing, and record-keeping.
Marketing & Communications: Informing you about relevant audit and assurance updates, industry developments, and event invitations (subject to your preferences).
Security & IT Protection: Ensuring the security of our digital systems, monitoring website activity, and preventing cybersecurity threats.
Legal Proceedings & Dispute Resolution: Protecting our legal rights, responding to regulatory investigations, and enforcing contractual agreements.

Where we process sensitive personal data, we will only do so where legally justified, such as when required by law, contract, or regulatory authority, or with your explicit consent.

5. Who We Share Your Data With

We may share your personal data with:

Regulatory Bodies & Authorities: Such as ACCA, CQI-IRCA, HMRC, Companies House, courts, and law enforcement agencies where required by law.
Third-Party Service Providers: Including IT service providers, cybersecurity firms, auditors, and professional consultants assisting in the delivery of our services.
Clients & Professional Advisors: Where necessary for engagement in audit, risk, or compliance services.
Legal & Compliance Entities: In cases of dispute resolution, fraud investigations, or regulatory compliance requirements.

We do not sell or trade your personal data and only disclose it where lawfully required or contractually necessary.

6. How Long We Retain Your Data

We retain personal data for as long as necessary to fulfil regulatory, contractual, and legal obligations, including:

Audit & Compliance Records: Retained for a minimum of 6 years after the engagement ends, in line with ACCA and regulatory requirements.
Anti-Money Laundering & Financial Records: Retained for at least 5 years following the end of a client relationship.
Marketing & Communication Preferences: Retained until you withdraw consent.
Legal & Dispute-Related Data: Retained indefinitely where necessary for ongoing compliance or legal proceedings.

Longer retention periods may apply where required by law or regulatory obligations.

7. Your Rights Under GDPR

Under the UK GDPR and Data Protection Act 2018, you have the following rights regarding your personal data:

Access & Copies: You can request a copy of the personal data we hold about you.
Correction of Data: You can ask us to correct inaccurate or incomplete information.
Erasure ("Right to be Forgotten"): You can request deletion of your data under certain legal conditions.
Restriction of Processing: You can ask us to limit the use of your data in specific circumstances.
Data Portability: You can request to receive your data in a structured format for transfer to another entity.
Objection to Processing: You can object to processing where data is used for legitimate interests or direct marketing.
Withdraw Consent: If processing is based on consent, you can withdraw it at any time.
Lodge a Complaint: You can file a complaint with the UK Information Commissioner's Office (ICO) if you believe your rights have been violated.

To exercise your rights, contact us at [insert contact email].

8. Changes to This Privacy Notice

We may update this Privacy Notice periodically to reflect changes in law, regulation, or business practices. The latest version will always be available on our website. If significant changes are made, we will notify you directly where appropriate.

9. Contact Information

For questions regarding this Privacy Notice or how we process your data, please contact:

IJB Auditing & Assurance
A Business Function of IJB Strategia (Trading Name of Euro Accountancy Services Ltd)
16 Dorothy Road, London, SW11 2JP
info@ijbaa.com

Part of IJB Strategia Group

Legal & Regulatory

IJB Auditing & Assurance is a business function of IJB Strategia which is the trading name for Euro Accountancy Services Ltd (company no. 4814369). We are a limited company registered in England and Wales, and are authorised and regulated by The Financial Reporting Council (FRC).

WEBSITE TERMS & CONDITIONS

1. Introduction

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2. Acceptance

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3. Copyright

4. Prohibited Use

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5. Information and Availability

6. No Reliance

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7. Linking to Our Website

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8. Links to Other Websites

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9. Computer Viruses

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10. Registration

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11. Submission of Information/Data

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12. Liability

13. Law and Jurisdiction

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14. Contact Information